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Personal & Commercial Lines
Extensive Worldwide Expertise
EMB are renowned leaders in General Insurance pricing techniques, having gained a worldwide reputation as pricing experts and innovators.
Originally based in the UK with pricing experience developed in one of the world’s most competitive insurance markets, EMB now has a worldwide reach through its network of partners.
Our wide-ranging client base, which includes the world’s leading players, provides us with great depth of experience and knowledge. We possess a deep understanding of insurance products and processes, customers and markets.
Our range of clients include insurers (whether selling direct or through intermediaries, and through a full range of channels) and retailers (including brokers, panel managers and sole providers).
Innovation
EMB’s pricing techniques have a proven track record and are continually developed to meet the new demands and challenges faced in the personal and commercial lines markets, the markets at the forefront of change.
We pride ourselves on our strong record of delivering innovative but practical, implementable solutions, that assist our clients in achieving their strategic objectives and their business plan targets through pricing initiatives, whether these involve improved profitability or longer-term economic value, volume growth, or improvements in portfolio mix.
We welcome the opportunity to share our pricing innovations with our clients.
Teamwork
EMB acknowledge that the best results are obtained by using our expertise to complement and enhance our clients’ internal capabilities, working alongside actuaries, underwriters and relationship managers alike.
We aim to foster long-term relationships with our clients, learning about our clients’ business needs and adhering to the core EMB principle of full knowledge transfer.
Award-winning Software
EMB’s extensive expertise is built into and supported by award-winning, market-leading software packages that empower our clients to apply powerful techniques, and provide a practical implementation of EMB’s philosophy of knowledge transfer.
Through using EMBLEM, Classifier, Rate Assessor and EMB Optimiser, we help our clients see through complicated problems both quickly and with clarity.
EMB's Personal & Commercial Lines Pricing Services
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